Find your lost super

If you think you might have lost or unclaimed super, log in or create a myGov account via the Australian Taxation Office (ATO), or contact your previous employers to find out which super funds they may have paid contributions to on your behalf.

For more information visit the ATO website

The difference between lost and unclaimed super

What is lost super?

 Your super fund will hold onto your super money, but will classify you as a lost member to the ATO if any of the following apply1:

  • we have been unable to contact you
  • no contributions or rollovers have been received into your account in the last five years
  • your account has been transferred by another super fund as a lost member account, but no contact details for you can be located

 

What is unclaimed super?

Twice a year, your super fund transfers lost super to the ATO (to hold on your behalf), which is when it becomes unclaimed super. Your super fund will do this if you are2:

  • over 65 years old, haven't made a contribution for the past two years and your fund has been unable to contact you for five years
  • deceased, and your fund has been unable to pay the benefit to the rightful owner
  • a former temporary Australian resident, and it has been six months since you left Australia and since your visa expired
  • entitled to be paid your ex-spouse’s super in a divorce, and the fund is unable to contact you
  • a lost member whose account balance is less than $6,000
  • a lost member whose account has been inactive for 12 months, and your fund does not have the information needed to make a payment to you

 



1 - 2 ATO – searching for lost super

Important information

Any advice and information on this website is general in nature and is provided by AMP Life Limited ABN 84 079 300 379 (‘AMP Life’), which is part of the Resolution Life group. The advice does not take into account your personal objectives, financial situation or needs. Therefore, before acting on the advice, you should consider the appropriateness of the advice, having regard to those matters.

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