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Find your lost super

If you think you might have lost or unclaimed super, log in or create a myGov account via the Australian Taxation Office (ATO), or contact your previous employers to find out which super funds they may have paid contributions to on your behalf.

For more information visit the ATO website

The difference between lost and unclaimed super

What is lost super?

 Your super fund will hold onto your super money, but will classify you as a lost member to the ATO if any of the following apply1:

  • we have been unable to contact you
  • no contributions or rollovers have been received into your account in the last five years
  • your account has been transferred by another super fund as a lost member account, but no contact details for you can be located


What is unclaimed super?

Twice a year, your super fund transfers lost super to the ATO (to hold on your behalf), which is when it becomes unclaimed super. Your super fund will do this if you are2:

  • over 65 years old, haven't made a contribution for the past two years and your fund has been unable to contact you for five years
  • deceased, and your fund has been unable to pay the benefit to the rightful owner
  • a former temporary Australian resident, and it has been six months since you left Australia and since your visa expired
  • entitled to be paid your ex-spouse’s super in a divorce, and the fund is unable to contact you
  • a lost member whose account balance is less than $6,000
  • a lost member whose account has been inactive for 12 months, and your fund does not have the information needed to make a payment to you


1 - 2 ATO – searching for lost super

Important information

Any advice and information on this website is general in nature and is provided by AMP Life Limited ABN 84 079 300 379 (‘AMP Life’), which is part of the Resolution Life group. The advice does not take into account your personal objectives, financial situation or needs. Therefore, before acting on the advice, you should consider the appropriateness of the advice, having regard to those matters.

Products in the AMP Eligible Rollover Fund, National Mutual Retirement Fund, and NM Pro Super Fund are issued by Equity Trustees Superannuation Limited ABN 50 055 641 757. Insurance and Investment products are issued by AMP Life.

AMP Limited ABN 49 079 354 519 has sold AMP Life to the Resolution Life group whilst retaining a minority economic interest. AMP Limited has no day-to-day involvement in the management of AMP Life whose products and services are not affiliated with or guaranteed by AMP Limited. AMP Limited is not liable for products issued by AMP Life or any statements or representations made in the PDS or policy documents for those products. “AMP”, “AMP Life” and any other AMP trademarks are used by AMP Life under licence from AMP Limited. AMP Life is part of the Resolution Life group and can be contacted on 133 731 or via the contact us page. If you decide to purchase or vary a financial product, AMP Life and/or other companies within the Resolution Life group will receive fees and other benefits, which will be a dollar amount or a percentage of either the premium they pay or the value of their investments. You can ask us for more details.

All information on this website is subject to change without notice.